Employee Benefits, Group Medical Insurance, Group Disability, Dental, or Group Health Insurance, Life Insurance, and Medicare Supplement Insurance Serving Farmingdale, Smithtown, Melville, Yonkers, Huntington, Hauppauge, NY & Surrounding Areas

Protecting What Matters Most

Both individuals and businesses struggle to find the right blend of affordability and solid coverage when it comes to selecting life, group health, medical and disability insurance. With a host of providers and so many variables and product options, the process of selection can be daunting. The professionals of Cafaro Insurance Agency understand the frustration involved with deciphering the industry terminology and sorting through the choices in order to find just the right plan.

With years of experience, Cafaro Insurance Agency brings clarity and understanding to individual and group life, health and disability insurance. Our agents have extensive knowledge of the multitude of products offered by the various carriers we represent. Employee benefits packages, plans for group life, group disability, group dental and group health are just a few of the many products we offer to help businesses meet the needs of their employees. We’re equally adept at providing individual life insurance, Medicare supplement insurance and several other insurance solutions for individuals not included in an employer group plan.

CLIENT Testimonials

I can’t thank Frank Cafaro agency enough. They are prompt in responding and treat you as a friend and not just a customer. Highly recommend this agency.
Darlynn H.
I have been using the Cafaro Insurance Agency for several years. Their advice, guidance and choice insurance policy has been excellent. Highly recommended!
Jay L
Getting our health insurance with the Cafaro Agency was a breeze. Frank Cafaro took care of all the details.. He was super responsive and answered all the questions we had. I would recommend working with Frank 100%.
Brian H
I been with Frank Cafaro Insurance for the past 20 years. He is very knowledgeable in the policies he represents. He helps in any situation that occurs in a reasonable matter. Would recommend him highly.
Ellen C
Frank Cafaro is the best. Always there to help and answer questions. I would highly recommend him!
Donna M-Authentic Parts
Our office has been working with Frank Cafaro over 25 years. Very professional and attentive to our insurance needs. Mr. Cafaro is very personable and very forthcoming with information pertaining to new products that may be more beneficial for our practice. Thanks for all your work.
AR
Frank Cafaro is the best agent we've had for insurance. He's attentive and extremely helpful and always looks out for his customers. Would highly recommend his agency.
Allie M
Very Helpful and Knowledgeable. Frank is always available to answer my questions when I need and I recommend him to handle any life or health ins matters. Denise (Colorcraft)
Denise Z
Mr. Cafaro was able to get me a life insurance policy at an incredible rate. Very professional and made my experience shopping for life insurance easy. I would highly recommend him to take care of any and all of your insurance needs. I wish I could give him more than 5 stars.

Jaime R
March, 2019
Frank has been an outstanding broker for our business insurance needs for the past 6 years. He is extremely personable and reliable and takes the time to explain the ever confusing world of healthcare. I would highly recommend Frank Cafaro.

Dora R
March, 2019
Frank has been our broker since 2001. Throughout the past 18 years Frank has been extremely helpful in handling our needs. Frank Has been and continues to be very responsive, diligent and extremely expeditious in all matter we referred to him and ask for his help. We recommend Frank and his agency 100 percent.

Arjang V
Feb, 2019
Frank has been our go-to insurance guy since 1990. He has always found us the best deals and made sure we have the best coverage possible at the best rates. You can trust Frank, give him a call.

Donna T
Feb, 2019
Frank Cafaro at Cafaro Insurance Agency has been working with our office for over 25 years. Mr. Cafaro's personal attention has been invaluable when answering questions and advising us of insurance products available for ever changing needs in our office through the years. Thank you for your continued service.

Ana R. - New York, NY
Have been a client of Cafaro Insurance for approx. 20 years. Service has always been top notch with the different products clearly explained and any questions promptly answered. When claims have arisen, Cafaro Agency has been very helpful in getting the claims properly navigated and resolved quickly. I would highly recommend Cafaro Insurance Agency.

Steve P. - Deer Park, NY
I’ve been working with Cafaro Insurance Agency for many years. Frank knows my business and makes sure that I am aware of the changes and options that are available to keep the benefits I offer to my staff affordable and competitive.

All Employee Benefits including Health Insurance, NYS Disability Insurance, Medicare Supplement Insurance, Buy-Sell Insurance, Key-Man Insurance, Group Life Insurance, Group Dental Insurance, Life Insurance, Term Life Insurance

Simply selling a policy doesn’t serve a client. Cafaro Insurance Agency has earned a reputation by going beyond the one-size-fits-all approach. As an independent insurance agency, Cafaro Insurance Agency has developed a network of several of the nation’s top-rated insurance carriers who share our passion for personal service. These financially secure companies have a history of developing product selections that afford the flexibility necessary to meet a wide range of risk management needs. The Cafaro Insurance Agency team has spent hours of continuous education in order to understand the ins and outs of each carrier’s coverage offerings. Equally important is their individual dedication to learning exactly what you need in order to tailor each product to address individual requirements. We don’t just sell a policy: we deliver customized solutions. Cafaro Insurance Agency gets you coverage.

CAFARO INSURANCE AGENCY OFFERS coverage for

INDIVIDUALS

Individual Life Insurance: Term life, Universal Life, Whole Life Insurance Plans
Individual Disability Insurance plans
Annuities
Long Term Care Insurance
Medicare Supplement Insurance

BUSINESSES

Group Health
Group Life
Group Dental
Group Disability

Buy-Sell Life Insurance
Business Owner Life Insurance
Key-Man Life Insurance
Employee Benefits Programs

About the Owner

Since his early days of training insurance agents in the late ’80s, Frank Cafaro has been a household name in the insurance business throughout Smithtown, Huntington, Hauppage, Melville, Farmingdale and other surrounding communities throughout Long Island. From group health, group life, group disability and group medical to Key-Man life insurance, term life, New York State disability and a host of other coverage, Cafaro Insurance Agency has built an agency that combines old-fashioned customer service with the latest technology. Their 95% retention rate is proof that Cafaro Insurance earns the trust of their clients…and keeps it! In fact, Frank is still servicing his very first account. Serving Long Island and various areas in Florida, Cafaro Insurance gets you coverage.

May 22, 1921 – Frank’s grandfather’s store on Mulberry Street

Frank’s Grandfather on the left

Contact us with questions and to set-up an appointment!

888-335-4233

Employee Benefits, Group Medical Insurance, Group Disability, Dental, or Group Health Insurance, Life Insurance, and Medicare Supplement Insurance Serving Farmingdale, Smithtown, Melville, Yonkers, Huntington, Hauppauge, NY & Surrounding Areas

Protecting What Matters Most

CLIENT Testimonials

Darlynn H.

Jay L

Brian H

Ellen C

Donna M-Authentic Parts

AR

Allie M

Denise Z

Jaime R

Dora R

Arjang V

Donna T

Ana R. - New York, NY

Steve P. - Deer Park, NY